-
--_______ -- By credit card.
-
Overseas credit card purchases are exchanged at the inter-bank exchange rate.
-
What are the two types of credit cards?
-
原文:The accountant was showed the red card for defrauding the company. 译文:这位会计因欺骗公司而被罚款了。
-
What is the main disadvantage of using a credit card?
-
原文:The accountant was showed the red card for defrauding the company. 译文:这位会计因欺骗公司而被罚款了。
-
The reasons why purchases on credit cards drop include all of the following EXCEPT that______.
A．many people prefer paying by cash
B．the recession makes people spend less
C．people prefer debit cards than credit cards
D．it is more difficult for young people to get credit cards
-
听力原文：M: Some credit cards are called gold cards because they offer higher credit limits and lower interest rates.
W: But the card holders should pay a significant annual fee, perhaps as high as ￡ 50.
Q: What is the disadvantage for gold cards holders？
(16)
A．High credit limits
B．High annual fee.
C．Low interest rates.
D．Monthly statements.
-
Who should be least criticized for negative consequences of students' credit card debt according to the passage？
A．Parents.
B．Students themselves.
C．College and university administrators.
D．Credit card issuers.
-
听力原文：M: You need 36 credit hours to get an M.A. degree. 15 must be from English Department and 15 from Education Department. For the remaining 6 hours you can either write a thesis or take 2 more optional courses.
W: Right now, this is very confusing to me. But I'm sure I'll know what to do as I learn more about it.
Q: What are they talking about？
(17)
A．Getting extra credits.
B．The requirements of an M.A. thesis.
C．The credit hours required for an M.A. degree.
D．Taking more optional courses.
-
听力原文：I haven't got a class card for biology because registration for students whose last names begin with "W" doesn't start until tomorrow.
(22)
A．It's a bit too early to get a class card for me.
B．I misplaced my class card for biology.
C．I missed registration.
D．My last name is so strange that few people could pronounce it.
-
听力原文：M: What a delicious meal! Waitress, can I have the bill？ I'm afraid I haven't brought enough cash with me. Do you honor credit cards？
W: Here it is, sir. Your bill totals 100 dollars. You can use two kinds of credit cards, American Express and State Express.
M: That is fine. I have the American Express. Here is 15 dollars; that's my tip for you.
W: Thank you very much, sir.
Where does the conversation happen probably？
A．In the post office
B．In the bank
C．In the restaurant
D．In the company
-
All the credit card organizations charge interest on a monthly basis which may______ 25 per cent a year, yet judicious purchasing using a card can mean that you obtain up to weeks interest-free-credit.
A．come up
B．account for
C．add up
D．work out
-
听力原文：W: All right, that comes to $20.75. Do you have one of our store membership cards？
M: What is that？
W: It's a flee card which allows our customers to receive special discounts. You simply need to fill out our membership application form.
M: No, thank you. I'm a little pressed for time.
W: How will you be paying for that？ Will that be cash or credit？
M: I think I'll pay with my card.
W: OK. Is that a credit card or a debit card？
M: I'm sorry. I don't understand your question. What is the difference？
W: A credit card bills you once a month; a debit card deducts the money directly from your bank account.
M: Well, this is an ATM card issued by my bank. It's connected to my bank account. Can I use that？
W: Sure, that's a kind of debit card. Please press the button marked "DBT" and swipe your card through the machine.
M: OK. And now what do I do？
W: Please enter your pin number, the identification number which verifies your identity.
M: OK. And now？
W: Paper or plastic？
M: I'm sorry？ What did you say？
W: I'm going to pack your groceries. What kind of bags would you like, paper or plastic？
M: Plastic, please. Wow, you really have to make a lot of decisions in an American grocery store.
(20)
A．Apply immediately with any credit card.
B．Fill out the membership application form.
C．Pay a membership fee.
D．Buy certain items in the store.
-
听力原文：Please pass me the book.（）
A．Yes, please
B．Here you are
C．Be careful．
-
&8226;Read the article below about credit card in America, and the questions on the opposite page.
&8226;For each question 13--18, mark one letter (A, B, C, or D) on your Answer Sheet for the answer you choose.
HOW THE CREDIT CARD CAPTURED AMERICA
The proliferation of platinum American Express cards in the 1980s spawned rumors of an ultimate, highly exclusive, never publicized "Black Card". Carried by billionaires, it reportedly allowed holders to demand private shopping sprees at the world's most exclusive shops and to summon helicopters in the middle of Sahara. American express vehemently denies the existence of such a charge card. But the persistence of the myth suggests the social importance credit cards have for so many Americans. As one business writer puts it, "to have one's credit cards canceled is now akin to being excommunicated by the medieval church."
America's love affair with the credit card began in 1949, when businessman Frank X. McNamara finished a meal in a New York restaurant and then discovered he had no cash. In those days, gasoline and store charge cards were common, but cash was standard for almost everything else. The embarrassed McNamara called his wife, who rushed over to bail him out. His predicament gave him the idea for Diners Club. Within a year some 200 people carried the world's first multi-use credit card.
The problem was to persuade enough people to carry the cards. Diners Club turned to promotions. It gave away a round-the-world trip on a popular television show. The winners charged their expenses and made it "from New York to New York without a die in their pockets".
Banks, sensing among less affluent a pent-up desire to spend, began issuing cards of their own. The first to turn a profit was Bank of America's Bank Americard. Bankers from all over the country descended on its California headquarters to learn the secret of its success--so many that in 1966 Bank Americard, today known as Visa, began forming alliances with banks outside the state. The Bank Americard network soon faced a competitor when Wells Fargo Bank joined with 77 others to create what became Master Charge. After scooping up 1.3 million more "Everything Card" holders from what was then First National City Bank, Master Charge--today's Master Card--became for a while the biggest bank card in the country.
Five million holiday credit-card shoppers would have created a bonanza for the banks, but in the rush to market, the hanks had been less than cautious in assembling their lists. Some families received 15 cards. Dead people and babies got cards. Even a dachshund named Alice Griffin was sent one that promised she would be welcomed as a "preferred customer" at Chicago's finest restaurants.
Hundreds of Chicagoans discovered they could use or sell a car they "found", and by law, the person whose name appeared on it was liable for the charges--even if he or she had never requested or received the card.
When the prime rate hit 20% in 1981, the banks found that consumers didn't mind paying rates of 18--22% on their credit-card balance. High interest rates helped attract new players into the credit-card area, including sears' Discover Card and Visa. Airlines, car and insurance companies, even long-distance phone companies allied themselves with banks to offer credit cards. Experts estimate there are from 15, 000 to 19, 000 different cards available in the country.
Of course, credit cards have not only replaced cash for many purposes, but also in effect have created cash by making it instantly available virtually everywhere. The credit-card advance is becoming as ubiquitous as the automated teller machine.
What is the rumor of "Black card"？
A．The holder can spend freely at the best shops.
B．The credit card allows holders to pay their check without cash.
C．The holders can summon helicopters in desert.
D．The credit card is very important in American society.
-
The rise of third-party mobile payments in China at the expense of credit and debit cards is threatening commercial banks’ access to the customer data viewed as crucial to newly emerging financial and consumer business models.
-
听力原文：Actually, in China by now, the dominant users of smart cards are not banks, but governments and commercial organizations.
(6)
A．The majority of smart cards users are governments and commercial organizations.
B．Many users of smart cards are powerful in governments and commercial organizations.
C．The dominant users of smart cards are banks in China by now.
D．The dominant users of smart cards used to he banks in China.
-
听力原文：M: Oh, my God! Jessica. It's five p. m. now. Tomorrow is Saturday. The credit will expire on Sunday. Weekend is non-business day. We cannot make it today. What shall we do？
W: Don't worry. Banks will accept presentation on the following business day.
Q: When will the bank deal with the credit if the expiry date of a credit fails on a non-business day？
(19)
A．On every business day.
B．On Tuesday.
C．On Wednesday.
D．On the following business day.
-
听力原文： Naturally, a large number of senior citizens in America are looking forward to enjoying their retirement, but the recent trend in retirement has made it harder and harder. Some people have to delay their retirement by a few years and keep working to earn extra income, and those who have already quit their job have a very tough time finding another one. According to the nation's largest credit-counseling agency, the baby boomer generation is the first generation that is going into retirement carrying substantial credit-card debt. The average credit-card balance among Americans over the age of 65 climbed 149 percent between 1989 and 2001. Those between the ages of 55 and 64 carried a similar amount of debt.
(88)
-
听力原文：The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.
(9)
A．The credit card can be used at any shop without paying cash.
B．The credit card can he used at any appointed shop together with cash.
C．The credit card can be used at any appointed shop without paying cash.
D．The credit card can be used to withdraw any amount of cash.
-
听力原文：ABC Company applied for a sight letter of credit for settlement instead of documentary collection.
(4)
A．The company changed idea.
B．The company preferred an L/Ｃ to collection.
C．The company did not want an L/Ｃ.
D．The company applied for documentary collection.
-
听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.
(3)
A．We are the credit card holders.
B．We are the bank who can encash the card.
C．We are the credit card company.
D．We stopped your card losing.
-
听力原文: The traditional American Thanksgiving Da...
听力原文： The traditional American Thanksgiving Day celebration goes back to 1621. In that year a special feast was prepared in Plymouth, Massachusetts. The colonists who had settled there had left England because they felt denied of religious freedom. They came to the new land and faced difficulties in coming across the ocean. The ship which carried them was called the Mayflower. The North Atlantic was difficult to travel. There were bad storms. They were assisted in learning to live in the new land by the Indians who in habited the region. The Puritans, as they were called, had much to be thankful for. Their religious practices were no longer a source of criticism by the government. They learned to adjust their fanning habits to the climate and soil. When they selected the fourth Thursday of November for their Thanksgiving celebration, they invited their neighbors, the Indians, to join them in dinner and a prayer of gratitude for the new life. They recalled the group of 102 men, women, and children who left England. They remembered their dead who did not live to see the shores of Massachusetts. They reflected on the 65 days' journey which tested their strength.
What is the best title for this passage？
A．First Settlers in Plymouth.
B．Puritans and Indians.
C．Mayflower.
D．American Thanksgiving Day.
