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下列关于Credit Metrics模型的说法，不正确的是（）。
A . Credit Metrics模型解决了计算非交易性资产组合VaR的难题
B . Credit Metrics模型是目前国际上应用比较广泛的信用风险组合模型之一
C . Credit Metrics模型的目的是计算单一资产在持有期限内可能发生的最大损失
D . Credit Metrics模型本质上是一个VaR模型
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LETTER OF CREDIT的中文意思是（）。
A . 信用证
B . 托收
C . 汇款
D . 汇票
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信用提高(credit enhancement)
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下列关于Credit Risk+模型的说法，不正确的是（）。
A . 假定每笔贷款只有违约和不违约两种状态
B . 组合的损失分布即使受到宏观经济影响也还是正态分布
C . 认为同种类型的贷款同时违约的概率是很小的且相互独立的
D . 根据火灾险的财险精算原理，假设贷款组合服从泊松分布，对贷款组合违约率进行分析
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May I use my credit card here?（）
A . You can't.
B . No one uses it.
C . I am afraid you can't.
D . Who told you?
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术语翻译：irrevocable letter of credit（）
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A letter of credit is( ).
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--_______ -- By credit card.
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Sight draft, also known as usance draft, are payable at a future date or determinable date.
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Any usance bills need to be accepted. ( )
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听力原文：M: Some credit cards are called gold cards because they offer higher credit limits and lower interest rates.
W: But the card holders should pay a significant annual fee, perhaps as high as ￡ 50.
Q: What is the disadvantage for gold cards holders？
(16)
A．High credit limits
B．High annual fee.
C．Low interest rates.
D．Monthly statements.
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Standby letters of credit are relatives of documentary letters of credit because ______.
A．they are very similar to ordinary letters of credit in operation
B．the issuing banks undertake to pay
C．they are normally accompanied by evidences of transactions such as non-negotiable copies of B/L or other documents
D．they call for all kinds of normal documents
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credit的中文意思是（）
A．质量保证
B．信用，信誉
C．被逗乐的
D．最后
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L/C means the commercial credit instead of bank credit（）
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Irrevocable Letter of Credit
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A Credit subject to the eUCP （eUCP Credit) is （) also/（) not subject to the UCP without express
A Credit subject to the eUCP (eUCP Credit) is<u>() also/() not</u>subject to the UCP without express incorporation of the UCP.
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Credit Portfo1io View TM与Credit Monitor TM所应用的方法都是基于经验观察，而唯－不同的是（）
A.前者是从宏观角度，后者是从微观角度
B.前者是从微观角度，后者是从宏观角度
C.前者重视历史数据，后者重视建模技术
D.以上说法均不对
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Credit Card Only Works When Spoken To
A credit card that will not work unless it hears its owner's voice could become al important weapon in the fight against fraud (欺骗).
The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip. The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.
A model built by engineers at Beepcard in Santa Monica, California, represents the first attempt to pack a microphone, a loudspeaker, a battery and a voice-recognition chip into a standard-sized credit card.
They are not quite there yet: the card is the length and width of an ordinary credit card, but it is still about three times as thick. The company now plans to make it thinnet.
The voice card is based on an earlier Beepcard technology d esigned to prevent fraud in online transactions. This earlier card has no microphone," but has a built-in loudspeaker that it uses to "squawk" (发出叫声)a voice ID signal via a computer's microphone to an online server.
By verifying (证实) that the signal matches the card details, the server can establish that the user is not simply keying in a credit card number but actually has the card to hand．The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later. But this earlier technology cannot prevent fraudulent use of stolen cards. The new one can.
The new voice card also identifies itself by its ID squawk, but it will not do this until it has verified the legitimate (合法的) user's spoken password．Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.
The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded (嵌入的) in a credit card．To maximize battery life, the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice. If the voice-recognition software proves that the password is authentic (真实的), it sends its ID squawk which the server then identifies, allowing the transaction to proceed.
第 36 题 The voice credit card is an important invention because
A．it can be made cost-effectively.
B．it can leave voice messages.
C．it makes online shopping easy.
D．it makes fraud difficult.
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根据Credit项目2017年5月的横断面数据，中国RA患者的缓解率为（）；截至2019年11月30日，Credit项目中RA患者使用MTX的比例为
A．4.2%-14.9%；59.4%
B．8.5%-21.5%；43.5%
C．4.2%-14.9%；43.5%
D．8.5%-21.5%；59.4%
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confirmed credit 英译汉
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clean credit 英译汉
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Why do some gs sttion owners no longerccept credit crds High credit crd interchngWhy do some gs sttion owners no longerccept credit crds High credit crd interchnge fees. B．They like the ’instnt grtifiction’ of getting csh better. C．Credit frud. D．Time-wsting
A．High credit card interchange fees．
B．They like the ’instant gratification’ of getting cash better．
C．Credit frau
D．Time-wasting
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According to documentary credit, the____, on receipt of letter of credit, will have to prepareshipment of the contract goods within the delivery date.
A．agent
B．customer
C．buyer
D．seller
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Credit spreads tend to widen as:
A、The credit cycle improves.
B、Economic conditions worsen.
C、broker-dealers become more willing to provide capital.
