A loan commitment is an agreement to provide a loan up to a certan dollar amount if a customer requests the loan during a specific time period.

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• You started a long transaction. Before committing， you executed a query on one of the tables currently being modified. You received the following error： ORA-01555： snapshot too old How would you prevent such an error in the future？（）

  A . guarantee undo retention B . add one more redo log group C . size the redo log files appropriately D . size the UNDO tablespace appropriately E . size the SYSTEM tablespace appropriately F . configure an appropriate undo retention interval G . change automatic undo management to manual

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• You started a long transaction. Before committing， you executed a query on one of the tables currently being modified. You received the following error：  ORA-01555： snapshot too old  How would you prevent such an error in the future？（）

  A . guarantee undo retention B . add one more redo log group C . size the redo log files appropriately D . size the UNDO tablespace appropriately E . size the SYSTEM tablespace appropriately F . configure an appropriate undo retention interval G . change automatic undo management to manual

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• The bonderholder is making a loan to the corporation,he can earn ( ).

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• Which of the following is a loan word?

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• ________________ is somebody who is self-employed and is not committed to a particular employer long-term.

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• Which of the following words is not a Scandinavian loan word?

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• It is no ________that a large number of violent crimes are committed under the influence of alcohol.

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• The firm borrowed loan from a bank is ___ activities in the cash flow statement.

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• 1. In the wife’s eyes, his _____ to their marriage life is far from perfect.A) requirement B) commitment C) participation D) reflection

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• When a person draws a conclusion about a population based on a sample that is not large enough, the person is likely to commit a fallacy called:

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• Marriage is about the biggest commitment you can imagine, and ending a marriage is a(n) ______ experience.

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• PartⅠComplete the following sentences with the best choice.The government is committed to carrying out a program of social ______.

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• You want to buy a new house for $41,750, and the finance office at the dealership has quoted you an 8.6 percent APR loan compounded monthly for 48 months to buy the car. What is the effective interest rate on this loan?

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• What is the annual percentage rate on a loan with a stated rate of 2.75 percent per quarter?

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• The process of providing for a loan to be paid off by making regular principal reductions is called _________ the loan.

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• 听力原文：Although the said company is a sun-rising firm, its accounting management should be improved before the loan is extended to it.

  (9) A．The company is a sun-rising firm so it is worthwhile to extend the loan. B．The company has some accounting problems, some improvement is needed. C．The company is short of funds because it is sun-rising. D．The company has some accounting problems because it is sun-rising.

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• 听力原文：M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.

  W: But it is always higher than the base rate, isn't it？ Q: What is determined when a personal loan is made？ (14) A．Rate on the personal loan. B．Base rate of the bank. C．The amount of payment. D．Personal loan's time period.

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• 听力原文：Often a loan is made for 95% of the value of the property to be purchased leaving the buyer to provide 5% as a deposit.

  (28) A．The buyer has to pay 5% of the value of the property to be bought in the first place, and pay the rest of the amount on installment with the loan. B．If the buyer makes a deposit of 95% of the property to be purchased, there will be a 5% discount for the original value. C．If the buyer makes a deposit of 5% of the loan, he can have the property to be bought at a 95% discount. D．The buyer has to pay 5% of the loan as a deposit in the first place, and then pay the rest of it to the property management.

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• Who may supply business loans in a remote area if there is no financial intermediaries offering such services？

  A．The local bank in the area. B．Business companies. C．Brokers in the Federal Funds. D．Correspondent banks.

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• As a trustee for various international loans, the BIS is very careful and considerate of its customers' interests.

  A．Right B．Wrong C．Doesn't say

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• Crime is a very serious problem in Britain. One sort of crime which particularly worries people is juvenile delinquency—that is, crimes committed by young people. For some years juvenile delinquency had been increasing. There are two main sorts of juvenile crimes: stealing and violence. Most people do not understand why young people commit these crimes. There are, I think, a large number of different reasons.

  These crimes are not usually committed by people who are poor or in need. Young people often dislike and hate the adult world. They will do things to show that they are rebels. Also in Britain today it is easier for young people to commit crimes because they have more freedom to go where they like and more money to do what they like. There are two other possible causes which are worth mentioning. More and more people in Britain live in large towns. In a large town no one knows who anyone else is or where they live. But in the village I come from crimes are rare because everyone knows everyone else. Although it is difficult to explain, I think the last cause is very important. Perhaps there is something with our society which encourages violence and crime. It is a fact that all the time children are exposed to films and reports about crime and violence. Many people do not agree that this influences the young people, but I think that young people are very much influenced by the society they grow in. I feel that the fault may be as much with our whole society as with these young people. 6. From the passage we know that many British people are confused about (). A. the cause of juvenile crimes B. the rise of the crime rate C. the problem of crimes in their country D. the various kinds of juvenile delinquency 7. One reason why young people in large cities are more likely to commit crimes is that (). A. nobody knows anything about others B. they are free to move C. they live a better life D. they need more money 8. According to the passage, which groups of the following young people are LEAST likely to commit crimes？ A. Those living in big cities B. Those who are in need of help C. Those who are very poor D. Those living in the countryside 9. Unlike many others, the author holds that one important cause for juvenile delinquency is that(). A. young people nowadays do not like adult world B. young people in Britain today are freer than before C. too many young people have come to live in big cities D. young people are influenced by crime and violence in films and newspapers 10.According to the passage, which is to blame for juvenile crimes, apart from the young people themselves？ A. The adult world B. Their parents C. The development of the cities D. The society

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• A company that provides cruise ship vacations uses term loans to finance the acquisition of new cruise ships. Which of the following is most likely a negative covenant for the loans？ The company must:

  A、Seek lender approval to pay dividends. B、Ensure the ships are insured. C、Maintain a minimum level of working capital.

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• The Third State Bank of Laramie has opened an office in Morocco. This office does not take deposits but makes commitments to make loans, issues letters of credit, and provides technical assistance to

  A．A representative office B．An agency office C．A branch office D．A subsidiary E．An export trading company

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• To have an effective total quality management program, top management must make a commitment () the program and must be able to coordinate all the program.

  A. about B. of C. to

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