Alpha Bank pays interest of 4 percent compoundedannually. Beta Bank pays 4 percent simple interest. Whichone of the following statements is true if you invest $1,000 in each bank forfive years?

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• A lawyer friend of mine has devoted herself to the service of humanity. Her special area is called "public interest law". Many other lawyers represent only clients who can pay high fees. All lawyers have had expensive and highly specialized training, and they work long, difficult hours for the money they earn. But what happens to people who need legal help and cannot afford to pay these lawyers' fees？

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• If an obligatory duty payer fails to fulfill his duty payment obligation, the bank issuing a letter of duty guarantee for him has the obligation to pay the duty.（)

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